Wednesday, July 7, 2010

Chapter 4 study guide

TIME VALUE OF MONEY

Topical review
  • Determine PV and FV of simple cash flows, lump sums, annuities, perpetuities, uneven cash flows - USE TIME LINES!
  • Explain the effects of compounding frequency on EAR-Translate APR to EAR
  • Calculate mortgage and car payments - identify interest and principal components (of the first one or two payments)
Definitions
  • Present value and discounting, future value and compounding
  • Annuities: ordinary (immediate or deferred) annuity, annuity due, perpetuity
  • Compounding frequency, periodic rate, annual percentage rate (APR), effective (or equivalent) annual rate (EAR), amortized loan
Basic numerical problems from textbook

ST-1, 3, 7, 30 (as well as many others)

No comments: